Is a home Inspection worth it?

You are about to spend the largest purchase of your life on a home. A home inspection is one of the best ways to ensure that you don't get any unpleasant surprises when you buy your new home.

It's already stressful enough trying to find the perfect house, with all the rooms and features you need, in a neighborhood that feels like home. In the search for your dream home it can be easy to get caught up in a bidding war preventing you from getting the house you want.

Some people argue that an inspection is not worth it since it doesn't give you all of the facts and should not make or break a sale, but what if there was a problem with the foundation?

Most people agree that a home inspection is worth it as long as you can look beyond the negatives and focus on the facts. To feel secure in your purchase, whether it's your first or fifth house, hire an inspector to take a look around.

Let's take a closer look at the process of a home inspection as well as the pros and cons to having a home inspection done so you can make an informed decision. 

Who Typically Has a Home Inspection Done?


Many people have home inspections done after they've made an offer on a house. It's usually the sellers who are responsible for having the inspection completed, but depending on state laws it may be possible that the buyers are responsible. Also, if a seller has already had other inspections done that went well and established good communication with the inspectors then they may only need to have small repairs completed before closing.

Small Home Repairs

What Does a Home Inspection Cover?


To understand if the hassle of a home inspection is worth it, you need to understand what the professionals look for when they conduct a home inspection. A home inspection covers the structure of your prospective house along with its wiring, plumbing, heating, and any appliances.

The inspector will do a visual check for signs that there are structural problems or other faults that should be taken into consideration before buying the house.

You should also have an electrician conduct their own separate check to ensure there are no faulty wiring issues with the house.

The inspector will check for any damage to the foundation, as well as discoloration on walls and ceilings that could indicate a water leak or other problems that need to be taken into consideration before putting out money for repairs. 

They will also check the heating and cooling units to make sure they function properly and look for any signs of mold that could indicate a leak somewhere else in the house.

What Happens After a Home Inspection?


After an inspection has been conducted, the home inspector will give you a report of their findings. This report should detail any issues that were discovered in your potential house and outline what needs to be done to correct them, if possible.

While the details may be overwhelming at first, this is essentially your last chance before purchase to ask questions about concerns that were not discovered in the inspection.

If you are buying your home "as-is" where all faults are disclosed, or don't have any major issues with the house then you could get away without having an inspection done. However, if there are major concerns about structural problems or other costly repairs it may be worth paying for a more extensive inspection.

An inspection is worthwhile if it saves you from buying a house that needs major repairs or even just has small issues that could add up in the long run. The best way to determine whether you should hire an inspector is to talk to others who have used one and ask for their opinions and experiences before making your decision.

Real estate photo

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Pros of a Home Inspection


While a home inspection is not required, it is highly recommended to make sure you are aware of the condition of your new purchase.

Here's a list of some benefits of having a home inspection performed:

It gives you peace of mind – Knowing what needs to be fixed and how bad it is can help relieve your stress or give you a good bargaining chip when negotiating with the seller.

It helps you negotiate – Taking the house inspection report to the seller can help you get certain things fixed before purchase. While it may not always be possible, it's worth a try!


It protects your investment – Having an inspection done on your new home will help protect your investment by letting you know of any problems that could become costly in the future.

It's recommended to do by most lenders – Most lenders require you to have a professional inspection done before purchase. This way they know there are no problems with the home that could result in foreclosure later down the road.

It could save you money – If you find out there are big problems with the house, you might be able to lower the price or ask for repairs.

It could prevent you from buying a money pit – If the inspector finds any issues that would be too expensive to fix, then this may stop you from making a costly mistake.

Don't be intimidated, a home inspection should not scare you away from purchasing your dream home. In fact, it will make you feel better about the purchase and help to alleviate any stress.

Cons of a Home Inspection


When you think about the words "home inspection," what do you picture?

Maybe an old man in a rubber suit crawling around your house, opening every door and window, looking for mold and air quality problems? While this sounds like fun to some people, many others would rather skip this process.

Here are some of the cons to having a home inspection performed:

It's time consuming – Depending on how old the house is, the type of inspection you had done, and your inspector there can be some issues with timing. If it's an older house then things may have settled over time, making some areas harder to access or see. It can also take time to check each system such as plumbing and electric.

It's expensive – Most inspections cost around $350-$500, but this will depend on the size of your house and if you need an infrared inspection done (which is recommended for older homes). 

Home Inspection Costs

Oftentimes they find problems – While it's good to know what's wrong with the house, it may drive you crazy to find out all of these issues. You also don't want to make an offer on a house that needs too much work.

The inspector may miss something – Even though they are licensed professionals, there is no guarantee that they will find everything wrong with the house. It's extremely important to use your own judgment and discretion when purchasing a home.

You can't see behind walls – When buying an old house it would be nice to know what kind of condition the foundation or interior walls are in. Unfortunately, these areas can only be viewed by doing invasive work.

You don't always get what you pay for – As with most things, there is a chance that something can go wrong. There have been problems in the past where inspectors miss issues, or some inspectors do not provide a detailed report of everything they found.

So What's the Bottom Line?


The bottom line is that there are benefits and risks to every decision, and the decision of whether or not to get a home inspection often depends on your personal preference.

In many cases you cannot avoid it if you need a mortgage, but that does not mean that you have to get one right away. You can try to negotiate with the seller first, or wait until after closing if they are willing.

A home inspection is definitely worth the hassle, cost, and time. When you think about how much money this process will save you in the long run it makes all of these cons seem not so bad. It's always worth knowing what's wrong with your house before you purchase it.

Have a home inspection done to get peace of mind that your house is in good condition. You don't want to regret your purchase down the road due to some major problem you failed to notice. Just think of it as an insurance policy on your new house!

Each and every day Modern Realty Guam Team strive to create confident buyers and sellers, and to offer world class service anchored by our experience and our unrelenting pursuit of excellence. Our fresh and responsive approach to real estate enables our clients to enjoy a higher level of customer service through talented agents, team-based systems, and cutting edge technology.

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